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Practical Risk Management

This article has been reproduced from the Spring 2015 edition of Baptist Insurance Expressions magazine.

We understand that keeping your church safe is no easy matter. You have to be sure you have done everything you can to minimise the risks to your church, workers and visitors, and that everyone knows what to do if anything goes wrong. There are health and safety issues, risk assessments, and other legislative requirements which can be daunting.

That’s why we have used our experience and expertise to develop easy-to-use, simple-to-follow tools to help you identify and mitigate the risks you face. Each month, we’ll be sending an email to our church customrers with handy practical tips for managing a particular risk. In February, for example, we covered personal safety in a short video with advice about staying safe and developing a personal safety plan.

Risk management is really just common sense. We want to encourage people to have a bit of common sense about their attitudes to risk. It’s not about extra paperwork, or health and safety gone mad, or making everything risk-free. But it is important that you are aware of the risks and know what you would do if something does go wrong.

Our practical risk management tips will help you to:

  • Make sure that people who work, volunteer, or visit your church are reasonably protected.

  • Respond proportionally to the risks your church faces by balancing the risks and the benefits – for example, hiring a bouncy castle for the church fete might be fun for small children, but as event organisers you have to assess the risk of possible injury and ways to practically reduce the risk to a reasonable level.

  • Educate employees and volunteers at the church that they also have a duty to take responsibility for their own safety too.


The main thing you need to do is carry out a risk assessment. This should be straightforward, especially if you use the template forms on our website. It’s about focusing on real risks and hazards that cause harm and, more importantly, taking action to control them, such as displaying warning signs on slippery paths and walkways.

The good news is it’s very easy to take practical steps to protect people from real harm. You’ll find plenty of advice and information about how to stay safe in the Resources and Church Guidance sections of the Baptist Insurance website as well as template risk assessment forms that you can download and fill in.

If you would like to receive monthly emails from Baptist Insurance, please contact annika.howard@baptist-ins.com

Posted by Ruth Whiter